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Guide · 7 October 2025

Your guide to buying property in the UK

Living room in a new-build UK apartment

Considering the UK property market? Legacy's team guides international investors through a straightforward process, with tailored support from the first conversation to completion.

Five steps to a smooth purchase

1. Book a consultation

Start with a free consultation to discuss your goals. We'll help you identify the right city, development and apartment for your budget and plans.

2. Choose your property

Explore our curated developments. Once you've chosen an apartment, you reserve it with a reservation fee, typically £2,500 – £5,000 depending on the development.

3. Your payment plan

Each development has its own payment plan. Many ask for a deposit of 10 – 25% on exchange of contracts, with the balance due on completion. We'll explain the plan for your chosen scheme during your consultation.

4. Legal process and exchange

After reserving, we introduce you to trusted UK solicitors. Exchange of contracts, when your deposit is paid, usually takes 21 – 28 days, and includes anti-money-laundering (AML) and identity checks. Meeting the exchange deadline matters, so we'll help you keep your documents on track.

5. Mortgage and property management

About six months before completion, we connect you with specialist mortgage advisers. Mortgages of up to 70% loan-to-value are available to qualified international investors from selected lenders. Around three months before completion, our property management partners discuss letting and management of your new home.

Support at every stage

Your Legacy after-sales contact stays with you throughout, keeping deadlines and paperwork on track and helping if you can't reach your solicitors.

Book your consultation to start your UK property journey.

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Questions about UK property?

Our advisers are happy to talk you through your options.

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